digital currency is a death sentence of a sort for all of us should you choose to accept it;
The push toward digital currency is being framed as innovation and efficiency, but when you strip away the marketing language, what is unfolding is a structural transformation of the financial system that shifts control away from individuals and concentrates it within governments and central banks. The Bank for International Settlements has confirmed that more than 90% of central banks are now actively researching, developing, or piloting central bank digital currencies, which is not coincidence or experimentation but a coordinated global direction. This aligns directly with what I have been warning, that when governments face a sovereign debt crisis they will turn to mechanisms that allow them to monitor and control capital flows because they cannot solve the debt problem through traditional means.
In the United States, more than 95% of transactions are already digital in some form, whether through credit cards, debit systems, ACH transfers, or mobile payment platforms, which means the infrastructure for surveillance is already largely in place. Cash has not been eliminated yet, but it has been marginalized, and that is the first step because once transactions become digital, every movement of money creates a permanent record. Governments already have the ability to access financial data through banks, but a central bank digital currency removes the intermediary entirely and places that visibility directly within a centralized system controlled by the state
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