this could easily become a big thing;

India formally recognizes silver as bank collateral with a 10:1 gold-silver ratio, reshaping lending, boosting demand, and igniting a new era for silver as a global monetary metal.

India has taken a historic step toward the remonetization of silver – officially allowing the white metal to serve as collateral for bank and non-bank loans under new Reserve Bank of India (RBI) regulations set to take effect in April 2026. The move effectively establishes a 10-to-1 silver-to-gold ratio in collateral lending, marking the first time a major economy has formally recognized silver’s role alongside gold in modern banking.

Silver Joins Gold in India’s Banking System

For decades, Indian households have relied on gold jewelry as a primary form of collateral for personal and business loans, especially in rural areas with limited access to credit. The new rules expand that privilege to silver jewelry and ornaments, enabling borrowers to pledge up to 10 kilograms of silver or 1 kilogram of gold as collateral for loans of up to ₹2.5 lakh (approximately $3,000 USD)............more...........